Disclaimer

The following information is important and accords with Hepburn Financial Group's regulatory obligations. Information on this site is published for private reference purposes only and is neither an offer to enter into a contract or agreement nor a solicitation to buy or sell any investment or service.

The site is designed for US residents and is not aimed at persons who are residents of any country in which the dissemination of information on funds/services on the Internet is forbidden. This site is issued by the relevant US regulated Hepburn Financial Group entity or entities.

Hepburn Financial Group does not endorse any information contained on other providers' sites.

The contents of this site are based upon sources of information believed to be reliable. However, (1) no guarantee, warranty or representation, express or implied, is given as to the accuracy or completeness of such information ; and (2) no Hepburn Financial Group company nor any of its officers, directors or employees accepts any liability or responsibility in respect of the information expressed herein which, moreover, is subject to change without notice.

The performance information contained on the site contains information which accords with US performance standards. Past performance is not necessarily a guide to future performance.

The value of investments may go down as well as up and you may not get back the amount you originally invested. Investors should note that changes in rates of exchange may have an adverse effect on the value, price or income of investments.

There are additional risks associated with investing in emerging or developing markets. Investments in higher yielding bonds issued by borrowers with lower credit ratings may result in greater risk of default and have a negative impact on income and capital value.

Tax rates may change and the value of tax relief depends on individual circumstances. Local laws may have an impact on your investments.

Hepburn Financial Group and its affiliated companies and their directors and employees may, as principal or as agent, make purchases, sales and offers to purchase or sell in the open market or otherwise and may have positions/options in investment(s).